There are people that need Bariatric Surgery. These people have been diagnosed as being morbidly obese. To be a patient eligible for this surgery your doctor has to show that the patient has tried several different food plans and failed at all of them. If this is the case then some insurances will cover the expenses. However, with insurance companies they usually have a very high deductible and the patient will still have to pay that. In past years the deductibles were much lower and you could afford them easily. Now with them being so high it is hard for the patients to afford the surgeries. There are some ways than can help with this problem. There are loan companies that can make you a medical loan. You can also work with your doctor and he might have an option for you to make payments. This surgery can run well over $22,000 and that is a lot of money to finance. Here are some tips that will help you prepare with written documentation for insurance purposes for your doctor. Put together all your medical information from your primary doctor regarding any cardiac or lung evaluations. You need to complete your new patient form and complete your weight loss form. Read your handbook and ask questions if you need to and take the quiz for Bariatric Surgery in the back of your handbook.